Business Checking

FREE BUSINESS
CHECKING

TRADITIONAL        BUSINESS
CHECKING ^A

BUSINESS INTEREST
CHECKING ^A

^{(Sole Proprietorships and Nonprofits Only)}

BUSINESS ANALYSIS
CHECKING

Check Writing and
Other Transactions

50 FREE transactions per month (After 50, then $.50 per transaction. Includes deposits, withdrawals and ATM/debit card transactions.)

150 FREE transactions per month (After 150, then $.50 per transaction. Includes deposits, withdrawals and ATM/debit card transactions.)

150 FREE transactions per month (After 150, then $.50 per transaction. Includes deposits items within deposits, withdrawals and ATM/debit card transactions.)

Unlimited (Fees may be offset by earnings credit.)

Statements

e-Statements¹

e-Statements¹

e-Statements¹

e-Statements¹

ATM/Visa CheckCard
(Subject to Credit Approval)

FREE^C

FREE^C

FREE^C

FREE^C

Online and
Mobile Banking

FREE²

FREE²

FREE²

FREE²

Bill Pay

FREE³ (Some restrictions apply.)

FREE³ (Some restrictions apply.)

FREE³ (Some restrictions apply.)

FREE³ (Some restrictions apply.)

Overdraft Advantage

$500 after first
30 days⁴

$500 after first
30 days⁴

$500 after first
30 days⁴

$500 after first
30 days⁴

Minimum Opening Balance

$50

$100

$1,000

$100

Maintenance Fee

$0

$7.95
(Waived for first
statement cycle.)

$9.95
(Waived for first
statement cycle.)

$9.95

Minimum Daily Balance to Avoid Maintenance Fee

N/A

$1,000

$2,500
(If daily balance falls below this amount, no interest is accrued for that day.)

Based on account analysis

Interest Computing and Crediting Method

N/A

N/A

Daily balance method on collected balances. Interest credited monthly.

N/A

Cash Management Options

N/A

N/A

N/A

Positive Pay $60 ACH Services $50 Wire Transfers $15 Sub-User $1.50 Balance Reporting - FREE

ACCOUNT ANALYSIS WORKSHEET
For "Business Checking"

Click here or use the worksheet below to estimate the monthly Activity S/C for your commercial account:

A) EARNINGS CREDIT ON INVESTABLE BALANCE
    90% of your Average Collected Balance..............................................................$____________
    Multiply by our 90-day T-Bill Rate (See a personal banker for the T-Bill Rate)..........%___________
    Equals the Annualized Earnings Credit................................................................$____________
    Divide by 12....................................................................................................$____________
    Total Earnings Credit........................................................................................$____________

B) MONTHLY FEES
    Monthly Maintenance Fee...................................................................................$___________
    Number of debits................................................................................x $0.15 = $___________
    Number of deposits.............................................................................x $0.25 = $___________
    Number of items you deposit................................................................x $0.10 = $___________
    Total Monthly Fees.............................................................................................$___________

C) ACTIVITY S/C
    Subtract Total Earnings Credit (A)..........................................................................$___________
    from Total Monthly Fees (B).................................................................................$___________
    Monthly Activity S/C.............................................................................................$___________

1 e-Statements require online banking. Otherwise, you will receive Image Statements for $3.
2 Sign up for online banking and Bill Pay at www.traditionbank.com. Mobile banking requires online access.
3 Minimum of 5 bills paid per month otherwise $5.95 per month after the first 90 days.
4 Overdraft Advantage program requires 'eligible' accounts. Everyday overdraft ATM/debit card transactions require opting-in. $30 overdraft fee per item paid.

A To avoid the Maintenance Fee, you must maintain a balance at or above the minimum daily balance required every day of the cycle.
B By Federal Law, savings accounts are limited to 6 withdrawals/transfers per cycle by pre-authorized or automatic transfer, telephone (including data transmission) agreement/order/instruction, check, draft, debit card or similar order (including POS transactions). Excessive transactions are subject to fees and may result in account closure or conversion.
C • VISA CheckCards available subject to credit approval.
   • No charge for using Tradition Bank ATMs or Select ATM members.
   • Visit www.selectatm.com for member ATM locations.
   • ATM card and VISA CheckCard are not supported outside the U.S.

Free 24-Hr Bankline for all accounts
281.564.3600