Business Banking

Account Benefits

• Quarterly statements

Minimum Opening Balance…     $100
Maintenance Fee…             $5 Quarterly (low balance charge)
Minimum Daily Balance to avoid Maintenance Fee… $300
Average Monthly Balance to avoid Maintenance Fee… N/A
Interest Computing and Crediting Method - Daily balance method. Interest credited monthly.

Transaction Limitations, Activity S/C and other conditions

• Withdrawals and/or electronic/phone transfers in excess of 6 per month are $5 each (Activity Service Charge)
• If the daily balance falls below $100, no interest will accrue for that day.

Account Benefits

• Imaged Statements available
• Tiered interest rates provide higher rates for higher balances

Minimum Opening Balance…            $1,000
Maintenance Fee…            $10
Minimum Daily Balance to avoid Maintenance Fee…            $1,000
Average Monthly Balance to avoid Maintenance Fee…N/A
Interest Computing and Crediting Method - Daily balance method. Interest credited monthly.

Transaction Limitations, Activity S/C and other conditions

• Limited to 6 withdrawals and/or electronic/phone transfers per cycle (3 if by check, draft or similar order to third party)
• Check transactions to third parties in excess of 3 per cycle will be $15 per check (Money Market Activity Charge)
• Unlimited cash withdrawals may be made in person
• If the daily balance falls below $1,000, no interest will accrue