Personal Checking

 

 

PRIME
CHECKING


TRADITIONAL
CHECKING A

INTEREST
CHECKING A

e-STAR
CHECKING A 

STAR 55
CHECKING A

Check Writing and Other Transactions

5 FREE Withdrawals (Excluding ATM/Debit card transactions) After 5 withdrawals, $.50 per item

Unlimited

Unlimited

ACH or direct deposit required. 10 debit transactions required per month.  Above requirements must be reflected on statement.

Unlimited

Statements

e-Statements1

e-Statements1

e-Statements1

e-Statements Required1

e-Statements1

ATM/Visa CheckCard
(Subject to Credit Approval)

FREEC

FREEC

FREEC

FREEC
(Receive up to $25 in ATM fee refunds.)

FREEC

Online and Mobile Banking

FREE2

FREE2

FREE2

FREE2

FREE2

Bill Pay

Option to add for $5.95

FREE3
(Some restrictions apply.)

FREE3
(Some restrictions apply.)

FREE3
(Some restrictions apply.)

FREE3
(Some restrictions apply.)

Overdraft Advantage

$500 after first
30 days4

$500 after first
30 days4

$500 after first
30 days4

$500 after first
30 days4

$500 after first
30 days4

Fraud Protection Plus

First month FREE (Option to add for only $6.95 per month.)

First month FREE (Option to add for only $6.95 per month.)

First month FREE (Option to add for only $6.95 per month.)

First month FREE (Option to add for only $6.95 per month.)

First month FREE (Option to add for only $6.95 per month.)

Minimum Opening Balance

$25

$100

$100

$100

$100

Maintenance Fee

$0

$7.95
(Waived for first
statement cycle.)

$9.95
(Waived for first
statement cycle.)

$9.95
(Waived for first
statement cycle.)

$9.95
(Waived for first
statement cycle.)

Minimum Daily Balance to Avoid Maintenance Fee

N/A

$1,000

$1,500
(If daily balance falls below this amount, no interest is accrued for that day.)

$2,500

$2,000
(If daily balance falls below this amount, no interest is accrued for that day.)

Interest Computing and Crediting Method

N/A

N/A

Daily balance method on collected balances. Interest credited monthly.

Daily balance method on collected balances. Interest credited monthly.

Daily balance method on collected balances. Interest credited monthly.

Additional Benefits

N/A

N/A

N/A

Balances $1 - $25,000 earn e-Star APY rate. Balances over $25,000 earn other e-Star APY rate. If requirements are not met, account earns base rate on entire balance.

FREE cashier's checks, money orders, travelers checks and free basic wallet checks. 50% off safe deposit box rentals.

1 e-Statements require online banking. Otherwise, you will receive Image Statements for $3.
2 Sign up for online banking and Bill Pay at www.traditionbank.com. Mobile banking requires online access.
3 Minimum of 5 bills paid per month; otherwise $5.95 per month after the first 90 days.
4 Overdraft Advantage program requires 'eligible' accounts. Everyday overdraft ATM/debit card transactions require opting-in. $30 overdraft fee per item paid.

A To avoid the Maintenance Fee, you must maintain a balance at or above the minimum daily balance required every day of the cycle.
B By Federal Law, savings accounts are limited to 6 withdrawals/transfers per cycle by pre-authorized or automatic transfer, telephone (including data transmission) agreement/order/instruction, check, draft, debit card or similar order (including POS transactions). Excessive transactions are subject to fees and may result in account closure or conversion.
C • VISA CheckCards available subject to credit approval.
   • No charge for using Tradition Bank ATMs or Select ATM members.
   • Visit www.selectatm.com for member ATM locations.
   • ATM card and VISA CheckCard are not supported outside the U.S.


Free 24-Hr Bankline for all accounts
 1-855-564-3600

         

 

Online Banking

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