Personal Savings

 

  YOUNG
INVESTORS SAVINGS
B
TRADITIONAL
SAVINGS
A,B
MONEY MARKETA,B
Withdrawals/Transfers 6 FREE withdrawals or transfers per quarter (After 6 transactions, an Excess Debit Fee of $2 per transaction will be charged.) 6 FREE Withdrawals or transfers per month (After 6 transactions, an Excess Debit Free of $2 per transaction will be charged.) Limited to 6 withdrawals or transfers per cycle (An excess debit fee of $15 per check will be charged if more than 6 withdrawals/transfers are made by checks) Unlimited cash/ATM withdrawals may be made in person
Statements (Subject to Credit Approval) Quarterly Imaged Statements Quarterly Imaged Statements Monthly Imaged Statements
ATM/Visa CheckCard
(Subject to Credit Approval)
N/A FREE ATM card onlyC FREEC
Minimum Opening Balance $25 $100 $1,000
Maintenance Fee N/A $5.95 quarterly $9.95 monthly
Minimum Daily Balance to Avoid Maintenance Fee N/A $300 (If daily balance falls below this amount, no interest is accrued for that day.) $1,000 (If daily balance falls below this amount, no interest is accrued for that day.)
Interest Computing and Crediting Method Daily balance method on collected balances. Interest credited quarterly. Daily balance method on collected balances. Interest credited quarterly. Daily balance method on collected balances. Interest credited monthly
Additional Information For young investors under 18. Parent or guardian required as a signer on the account. At age 18, account will convert to Traditional Savings fees and benefits N/A Tiered Interest Rates provide higher rates for higher balances.
1 e-Statements require online banking. Otherwise, you will receive Image Statements for $3.
2 Sign up for online banking and Bill Pay at traditionbank.com. Mobile banking requires online access.
3 Minimum of 5 bills paid per month otherwise $5.95 per month after the first 90 days.
4 Overdraft Advantage program requires 'eligible' accounts. Everyday overdraft ATM/debit card transactions require opting-in. $30 overdraft fee per item paid.

A To avoid the Maintenance Fee, you must maintain a balance at or above the minimum daily balance required every day of the cycle.
B By Federal Law, savings accounts are limited to 6 withdrawals/transfers per cycle by pre-authorized or automatic transfer, telephone (including data transmission) agreement/order/instruction, check,draft, debit card or similar order (including POS transactions). Excessive transactions are subject to fees and may result in account closure or conversion.
C • VISA CheckCards available subject to credit approval.
   • No charge for using Tradition Bank ATMs or Select ATM members.
   • Visit selectatm.com for member ATM locations.
   • ATM card and VISA CheckCard are not supported outside the U.S.

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 1-855-564-3600

 

 

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