| |
YOUNG
INVESTORS SAVINGSB |
TRADITIONAL
SAVINGSA,B |
MONEY
MARKETA,B |
|
Withdrawals/Transfers |
6 FREE withdrawals or transfers per quarter (After 6 transactions,
an Excess Debit Fee of $2 per transaction will be charged.) |
6
FREE Withdrawals or transfers per month (After 6 transactions, an
Excess Debit Free of $2 per transaction will be charged.) |
Limited to 6 withdrawals or transfers per cycle (An excess debit
fee of $15 per check will be charged if more than 6
withdrawals/transfers are made by checks) Unlimited cash/ATM
withdrawals may be made in person |
|
Statements (Subject to Credit Approval) |
Quarterly Imaged Statements |
Quarterly Imaged Statements |
Monthly Imaged Statements |
ATM/Visa CheckCard
(Subject to Credit Approval) |
N/A |
FREE ATM card onlyC |
FREEC |
|
Minimum Opening Balance |
$25 |
$100 |
$1,000 |
|
Maintenance Fee |
N/A |
$5.95 quarterly |
$9.95
monthly |
|
Minimum Daily Balance to Avoid Maintenance
Fee |
N/A |
$300 (If daily balance falls below this amount, no interest is
accrued for that day.) |
$1,000 (If daily balance falls below this amount, no interest is
accrued for that day.) |
|
Interest Computing and Crediting Method |
Daily balance method on collected balances. Interest credited
quarterly. |
Daily balance method on collected balances. Interest credited
quarterly. |
Daily balance
method on collected balances. Interest credited monthly |
| Additional
Information |
For young
investors under 18. Parent or guardian required as a signer on the
account. At age 18, account will convert to Traditional Savings
fees and benefits |
N/A |
Tiered
Interest Rates provide higher rates for higher balances. |
1 e-Statements require online banking. Otherwise,
you will receive Image Statements for $3.
2 Sign up for online banking and Bill Pay at
traditionbank.com. Mobile banking requires online access.
3 Minimum of 5 bills paid per month otherwise
$5.95 per month after the first 90 days.
4 Overdraft Advantage program requires 'eligible'
accounts. Everyday overdraft ATM/debit card transactions require
opting-in. $30 overdraft fee per item paid.
A To avoid the Maintenance Fee, you must maintain
a balance at or above the minimum daily balance required every day
of the cycle.
B By Federal Law, savings accounts are limited to
6 withdrawals/transfers per cycle by pre-authorized or automatic
transfer, telephone (including data transmission)
agreement/order/instruction, check,draft, debit card or similar
order (including POS transactions). Excessive transactions are
subject to fees and may result in account closure or
conversion.
C • VISA CheckCards available subject to credit
approval.
• No charge for using Tradition Bank ATMs or Select
ATM members.
• Visit selectatm.com for member ATM locations.
• ATM card and VISA CheckCard are not supported
outside the U.S. |
Free 24-Hr Bankline for all accounts
281.564.3600 |
Equal Housing Lender | Member FDIC