Rates
The Annual Percentage Yield is current as of MAY 2013
Interest Bearing Accounts
|
Accounts |
Interest Rate* |
APY* |
Compounding |
|
PERSONAL |
|||
|
Young Investors Savings |
.25% |
.25% |
Quarterly |
|
Traditional Savings |
.25% |
.25% |
Quarterly |
|
V. I. P. Money Market: |
.20% |
.20% |
Monthly |
|
V. I. P. Money Market: |
.25% |
.25% |
Monthly |
|
V. I. P. Money Market: |
.30% |
.30% |
Monthly |
|
Interest Checking |
.25% |
.25% |
Monthly |
|
Star 55 Checking |
.25% |
.25% |
Monthly |
|
e-Star Checking (Requirements for rate) |
2.47% |
2.50% |
Monthly |
|
BUSINESS |
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|
Business Interest Checking |
.25% |
.25% |
Monthly |
|
Business Savings |
.25% |
.25% |
Quarterly |
|
V. I. B. Money Market: |
.20% |
.20% |
Monthly |
|
V. I. B. Money Market: |
.25% |
.25% |
Monthly |
|
V. I. B. Money Market: |
.30% |
.30% |
Monthly |
|
* The interest rate & APY may change after account opening. APY = Annual Percentage Yield. Contact an employee for further information. |
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Certificates of Deposit
|
Term |
Interest Rate** |
APY** |
Compounding Frequency |
|
*6 Month CD |
.50% |
.50% |
At Maturity |
|
*12 Month CD |
.75% |
.75% |
Quarterly |
|
*24 Month CD |
.85% |
.85% |
Quarterly |
|
*30 Month CD |
.95% |
.95% |
Quarterly |
|
*36 Month CD |
1.00% |
1.00% |
Quarterly |
|
*48 Month CD |
1.10% |
1.10% |
Quarterly |
|
*60 Month CD |
1.24% |
1.25% |
Quarterly |
*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty may be imposed. (Some restrictions may apply.)
**CDS AND IRAS: Fees could reduce the earnings on
the account. Penalty may be imposed for early withdrawal. Contact
an employee for further information about the applicable fees and
terms. APY = Annual Percentage Yield
Individual Retirement Accounts
|
Accounts |
Interest Rate** |
APY** |
Compounding Frequency |
|
*6 Month IRA |
.60% |
.60% |
Quarterly |
|
*12 Month IRA |
.85% |
.85% |
Quarterly |
|
*24 Month IRA |
.95% |
.95% |
Quarterly |
|
*36 Month IRA |
1.10% |
1.10% |
Quarterly |
|
*60 Month IRA |
1.34% |
1.35% |
Quarterly |
*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty may be imposed. (Some restrictions may apply)
**CDS AND IRAS: Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal. Contact an employee for further information about the applicable fees and terms. APY = Annual Percentage yield
