Rates

 


The Annual Percentage Yield is current as of APRIL 2014

Interest Bearing Accounts

Accounts

Interest Rate*

APY*

Compounding
Frequency

PERSONAL

Young Investors Savings

.25%

.25%

Quarterly

Traditional Savings

.25%

.25%

Quarterly

V. I. P. Money Market:
$1,000-$49,999

.20%

.20%

 Monthly

V. I. P. Money Market: 
$50,000 -$99,999

.25%

.25%

 Monthly

V. I. P. Money Market: 
$100,000-Over

.30%

.30%

  Monthly  

Interest Checking

.25%

.25%

Monthly

Star 55 Checking

.25%

.25%

Monthly

e-Star Checking

(Requirements for rate)

2.47% 
(Up to $25,000)
.50%
(Over $25,000)
.10%
(Base)

2.50%

Monthly

BUSINESS

Business Interest Checking

.25%

.25%

Monthly

Business  Savings

.25%

.25%

Quarterly

V. I. B. Money Market:
$1,000-$49,999

.20%

.20%

 Monthly

V. I. B. Money Market: 
$50,000 -$99,999

.25%

.25%

 Monthly

V. I. B. Money Market: 
$100,000 - Over

.30%

.30%

 Monthly

* The interest rate & APY may change after account opening. APY = Annual Percentage Yield. Contact an employee for further information.

 

Certificates of Deposit

Term

Interest Rate**

APY**

Compounding Frequency

*6 Month CD

.40%

.40%

At Maturity

*12 Month  CD

.60%

.60%

Quarterly

*24 Month CD

.70%

.70%

Quarterly

*30 Month CD

.75%

.75%

 Quarterly

*36 Month CD

.80%

.80%

Quarterly

*48 Month CD

.85%

.85%

Quarterly

*60 Month CD

1.00%

1.00%

Quarterly

 

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty may be imposed. (Some restrictions may apply.)


**CDS AND IRAS: Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal. Contact an employee for further information about the applicable fees and terms. APY = Annual Percentage Yield

 

Individual Retirement Accounts

Accounts

Interest Rate**

APY**

Compounding Frequency

*6 Month IRA

.50%

.50%

Quarterly

*12 Month IRA

.70%

.70%

Quarterly

*24 Month IRA

.80%

.80%

Quarterly

*36 Month IRA

.90%

.90%

Quarterly

*60 Month IRA

1.10%

1.10%

Quarterly

 

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty may be imposed. (Some restrictions may apply)

**CDS AND IRAS: Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal. Contact an employee for further information about the applicable fees and terms. APY = Annual Percentage yield

 

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