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TRADITION BANK RATES
The Annual Percentage Yield is current as of JUNE 2008
Interest Bearing Accounts
| Accounts | Minimum Deposit | Interest Rate | APY* | Compounding Frequency |
|---|---|---|---|---|
| PERSONAL** | ||||
| Young Investors Savings | $0 | 1.00% | 1.00% | Quarterly |
| Traditional Savings | $100 | 1.00% | 1.00% | Quarterly |
| V. I. P. Money
Market: $1,000-$9,999 |
$1,000 | 1.00% | 1.00% | Monthly |
| V. I. P. Money
Market: $10,000-$24,999 |
$10,000 | 1.24% | 1.25% | Monthly |
| V. I. P. Money
Market: $25,000-$49,999 |
$25,000 | 1.49% | 1.50% | Monthly |
| V. I. P. Money
Market: $50,000 -$99,999 |
$50,000 | 1.74% | 1.75% | Monthly |
| V. I. P. Money
Market: $100,000-Over |
$100,000 | 1.98% | 2.00% | Monthly |
| Interest Checking | $1,000 | 1.00% | 1.00% | Monthly |
| Star 55 Checking | $2,000 | 1.24% | 1.25% | Monthly |
| Gold Star Checking* | $100 | 4.17% | 4.26%-1.51%-.15% | Monthly |
| BUSINESS** | ||||
| Business Interest Checking | $1,000 | 1.00% | 1.00% | Monthly |
| Business Savings | $100 | 1.00% | 1.00% | Quarterly |
| V. I. B. Money Market: $1,000-$9,999 |
$1,000 | 1.00% | 1.00% | Monthly |
| V. I. B. Money Market: $10,000-$24,999 |
$10,000 | 1.24% | 1.25% | Monthly |
| V. I. B. Money Market: $25,000-$49,999 |
$25,000 | 1.49% | 1.50% | Monthly |
| V. I. B. Money Market: $50,000 -$99,999 |
$50,000 | 1.74% | 1.75% | Monthly |
| V. I. B. Money Market: $100,000 - Over |
$100,000 | 1.98% | 2.00% | Monthly |
| The interest rate & APY may
change after account opening.
*Gold Star Checking rate has requirements |
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Certificates of Deposit
| Term | Minimum Deposit | Interest Rate | APY* | Compounding Frequency |
|---|---|---|---|---|
| *3 Month CD | $1,000 | 2.23% | 2.25% | At Maturity |
| *6 Month CD | $1,000 | 2.49% | 2.50% | At Maturity |
| *12 Month CD | $1,000 | 2.97% | 3.00% | Quarterly |
| *18 Month CD | $1,000 | 3.21% | 3.25% | Quarterly |
| *24 Month Rising Star CD | $1,000 | 3.46% | 3.50% | Quarterly |
| *24 Month Shooting Star CD | $10,000 | 3.00%,3.50%
4.00%,4.25% |
3.72% | Semi-Annually |
| *30 Month CD | $1,000 | 3.80% | 3.85% | Quarterly |
| *36 Month CD | $1,000 | 4.18% | 4.25% | Quarterly |
| *48 Month CD | $1,000 | 4.18% | 4.25% | Quarterly |
| *60 Month CD | $1,000 | 4.18% | 4.25% | Quarterly |
CDS AND IRAS: Fees could reduce the earnings on the account - Penalty may
be imposed for early withdrawal - Contact an employee for further information
about the applicable fees and terms. APY = Annual Percentage yield
*In the event that the depositor is allowed to withdraw all or part of his/her
deposit before maturity, a substantial penalty may be imposed. (Some
restrictions may apply)
Individual Retirement Accounts
| Accounts | Minimum Deposit | Interest Rate | APY* | Compounding Frequency |
|---|---|---|---|---|
| *6 Month IRA | $500 | 2.57% | 2.60% | Quarterly |
| *12 Month IRA | $500 | 3.06% | 3.10% | Quarterly |
| *18 Month IRA | $500 | 3.31% | 3.35% | Quarterly |
| *24 Month IRA Rising Star IRA | $500 | 3.55% | 3.60% | Quarterly |
| *36 Month IRA | $500 | 4.28% | 4.35% | Quarterly |
| *60 Month IRA | $500 | 4.28% | 4.35% | Quarterly |
CDS AND IRAS: Fees could reduce the earnings
on the account - Penalty may be imposed for early withdrawal - Contact
an employee for further information about the applicable fees and terms.
APY = Annual Percentage yield
*In the event that the depositor is
allowed to withdraw all or part of his/her deposit before maturity, a
substantial penalty may be imposed. (Some restrictions may apply)
