Online Banking Login Security Statement :

Rates

The Annual Percentage Yield is current as of January 2015

Interest Bearing Accounts

Accounts

Interest Rate*

APY*

Compounding
Frequency

Personal

Young Investors Savings .25% .25% Quarterly
Traditional Savings .25% .25% Quarterly
V. I. P. Money Market:
$1,000-$49,999
.20% .20%  Monthly
V. I. P. Money Market: 
$50,000 -$99,999
.25% .25%  Monthly
V. I. P. Money Market: 
$100,000-Over
.30% .30%   Monthly  
Interest Checking .25% .25% Monthly
Star 55 Checking .25% .25% Monthly
e-Star Checking
(Requirements for rate)
2.47%  (Up to $25,000)
.50% (Over $25,000)
.10% (Base)
2.50% Monthly

Business

Business Interest Checking .25% .25% Monthly
Business  Savings .25% .25% Quarterly
V. I. B. Money Market:
$1,000-$49,999
.20% .20%  Monthly
V. I. B. Money Market: 
$50,000 -$99,999
.25% .25%  Monthly
V. I. B. Money Market: 
$100,000 - Over
.30% .30%  Monthly

* The interest rate & APY may change after account opening. APY = Annual Percentage Yield. Contact an employee for further information.

Certificates of Deposit

Term

Interest Rate**

APY**

Compounding Frequency

*6 Month CD .40% .40% At Maturity
*12 Month  CD .60% .60% Quarterly
*24 Month CD .70% .70% Quarterly
*30 Month CD .75% .75%  Quarterly
*36 Month CD .80% .80% Quarterly
*48 Month CD .85% .85% Quarterly
*60 Month CD 1.00% 1.00% Quarterly

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty may be imposed. (Some restrictions may apply.)
**CDS AND IRAS: Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal. Contact an employee for further information about the applicable fees and terms. APY = Annual Percentage Yield

Individual Retirement Accounts

Accounts

Interest Rate**

APY**

Compounding Frequency

*6 Month IRA .50% .50% Quarterly
*12 Month IRA .70% .70% Quarterly
*24 Month IRA .80% .80% Quarterly
*36 Month IRA .90% .90% Quarterly
*60 Month IRA 1.10% 1.10% Quarterly

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty may be imposed. (Some restrictions may apply)
**CDS AND IRAS: Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal. Contact an employee for further information about the applicable fees and terms. APY = Annual Percentage yield