Online Banking Login Security Statement :

Rates

The Annual Percentage Yield is current as of July 2015

Interest Bearing Accounts

Accounts

Minimum Amount

Interest Rate*

APY*

Compounding
Frequency

Personal

Young Investors Savings $0.00 .25% .25% Quarterly
Traditional Savings $300.00 .25% .25% Quarterly
V. I. P. Money Market:
$1,000-$49,999
$1,000.00 .20% .20%  Monthly
V. I. P. Money Market: 
$50,000 -$99,999
$50,000.00 .25% .25%  Monthly
V. I. P. Money Market: 
$100,000-Over
$100,000.00 .30% .30%   Monthly  
Interest Checking $2,500.00 .25% .25% Monthly
Star 55 Checking $2,000.00 .25% .25% Monthly
e-Star Checking
(Requirements for rate)
$1.00 2.47%  (Up to $25,000)
.50% (Over $25,000)
.10% (Base)
2.50%
.50%
.10%
Monthly

Business

Business Interest Checking $5,000.00 .25% .25% Monthly
Business  Savings $300.00 .25% .25% Quarterly
V. I. B. Money Market:
$1,000-$49,999
$1,000.00 .20% .20%  Monthly
V. I. B. Money Market: 
$50,000 -$99,999
$50,000.00 .25% .25%  Monthly
V. I. B. Money Market: 
$100,000 - Over
$100,000.00 .30% .30%  Monthly

* The interest rate & APY may change after account opening. APY = Annual Percentage Yield. Contact an employee for further information.

Certificates of Deposit

Term

Minimum Amount

Interest Rate**

APY**

Compounding Frequency

*6 Month CD $1,000.00 0.50% 0.50% At Maturity
*12 Month  CD $1,000.00 1.00% 1.00% Quarterly
*24 Month CD $1,000.00 1.10% 1.10% Quarterly
*30 Month CD $1,000.00 1.15% 1.15% Quarterly
*36 Month CD $1,000.00 1.25% 1.25% Quarterly
*48 Month CD $1,000.00 1.34% 1.35% Quarterly
*60 Month CD $1,000.00 1.49% 1.50% Quarterly

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty may be imposed. (Some restrictions may apply.)
**CDS AND IRAS: Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal. Contact an employee for further information about the applicable fees and terms.
APY = Annual Percentage Yield

Individual Retirement Accounts

Accounts

Minimum Amount

Interest Rate**

APY**

Compounding Frequency

*6 Month IRA $500.00 0.60% 0.60% Quarterly
*12 Month IRA $500.00 1.10% 1.10% Quarterly
*24 Month IRA $500.00 1.19% 1.20% Quarterly
*36 Month IRA $500.00 1.34% 1.35% Quarterly
*60 Month IRA $500.00 1.59% 1.60% Quarterly

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty may be imposed. (Some restrictions may apply)
**CDS AND IRAS: Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal. Contact an employee for further information about the applicable fees and terms.
APY = Annual Percentage yield