Online Banking Login Security Statement :

Time Deposit Accounts

A Certificate of Deposit (CD) is a deposit account that provides a fixed rate of return for a specific period of time. CDs offer you peace of mind and great earnings potential, without risking what you have worked hard to save. They are FDIC-insured up to $250,000 ($1,000 minimum to open with six-month to five-year terms).

We offer several CD options. Contact your banker for more information. 

Certificates of Deposit

Term

Minimum Balance
Required to earn APY

Interest Rate

APY

Compounding Frequency

6 Month CD $1,000.00 0.50% 0.50% At Maturity
12 Month  CD $1,000.00 1.00% 1.00% Quarterly
24 Month CD $1,000.00 1.10% 1.10% Quarterly
30 Month CD $1,000.00 1.15% 1.15% Quarterly
36 Month CD $1,000.00 1.25% 1.25% Quarterly
48 Month CD $1,000.00 1.34% 1.35% Quarterly
60 Month CD $1,000.00 1.49% 1.50% Quarterly

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty may be imposed. (Some restrictions may apply.)
**CDS AND IRAS: Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal. Contact an employee for further information about the applicable fees and terms.
APY = Annual Percentage Yield

Individual Retirement Accounts

Accounts

Minimum Balance
Required to earn APY

Interest Rate

APY

Compounding Frequency

6 Month IRA $500.00 0.60% 0.60% Quarterly
12 Month IRA $500.00 1.10% 1.10% Quarterly
24 Month IRA $500.00 1.19% 1.20% Quarterly
36 Month IRA $500.00 1.34% 1.35% Quarterly
60 Month IRA $500.00 1.59% 1.60% Quarterly

*In the event that the depositor is allowed to withdraw all or part of his/her deposit before maturity, a substantial penalty may be imposed. (Some restrictions may apply.)
**CDS AND IRAS: Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal. Contact an employee for further information about the applicable fees and terms.
APY = Annual Percentage Yield